The Local Government Pension Scheme in Scotland changed on 1 April 2015

  • From 1st April 2015, your pension has been worked out on a career average basis
  • Your pension to 31st March 2015 is protected and worked out on final pay when leaving
  • You can still retire at age 60 and swap pension for tax free cash
  • Normal Pension Age equals State Pension Age for benefits built up from 1st April 2015
  • Employers contribute around twice what you pay in
  • Life and ill health cover continue and all benefits are guaranteed so it's still a great deal.

Changes to  LGPS in Scotland from 1 June 2018
Changes to the LGPS (Scotland) Regulations came into force on 1 June 2018 including the option for active members in the Scheme from 1 June 2018 to retire from age 55. However, benefits will be reduced for early payment. You can view the LGPS (Scotland) 2018 Regulations here.  Transitional Regulations are expected in May 2019 which will allow the Scheme guide and this website to be updated fully. Please contact your own Fund if you wish any further information.

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